E-mail Disclosures

E-mail sent through the internet is not secure. Do not use e-mail to send us confidential information. Do not e-mail orders to buy or sell securities, transfer funds or send time-sensitive instructions. We will not accept them. This information is provided at your request for informational purposes only and does not represent an official trade confirmation and/or statement of your account. Please refer to your official trade confirmation and/or statement for a complete record of your transactions, holdings and balances. Your e-mail message is not private in that it is subject to review by Citigroup Global Markets Inc., its officers, agents and employees.

Citi Personal Wealth Management is a business of Citigroup, Inc. (“Citigroup”), which provides its clients access to a broad array of products and services available through bank and non-bank affiliates of Citigroup. Not all products and services are provided by all affiliates or are available at all locations. In the United States, brokerage products and services are provided by Citigroup Global Markets, Inc. (“CGMI”), member SIPC. CGMI and Citibank, N.A. are affiliated companies under the common control of Citigroup. Outside the U.S., brokerage services will be provided by other Citigroup affiliates. Citi and Citi with Arc Design are trademarks and service marks of Citigroup, Inc. and its affiliates and are used and registered throughout the world.

ANY INDICATIVE PRICING INFORMATION PROVIDED HEREIN IS BEING PROVIDED FOR INFORMATION PURPOSES ONLY AND IS NOT INTENDED AS AN OFFER OR SOLICITATION FOR PURCHASE OR SALE OF A SECURITY OR A CONTRACTUAL OBLIGATION. Any valuation is only an estimate of Citibank as to the general value of the specified financial instruments, and is not firm. The valuation may be affected by Citibank’s own transactions and Citibank’s own quotations. Citibank is not acting as your advisor or agent. Opinions expressed herein may include those of Citi Personal Wealth Management, Citigroup affiliates, or non-affiliated third parties. Past performance is no guarantee of future results.

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